Get a Reverse Mortgage Quote Today

Request a Reverse Mortgage Quote

When considering a reverse mortgage, obtaining a reverse mortgage quote is a crucial step to understanding the potential benefits and costs. Requesting a reverse mortgage quote involves reaching out to a reputable broker specializing in reverse mortgages. This quote typically outlines the available loan amounts, interest rates, and associated fees based on your unique financial situation and the value of your home. It serves as a personalized estimate, empowering you to make informed decisions about leveraging your home equity for supplemental income during retirement. To begin this process, fill out the form below and our expert will reach out to you directly with a comprehensive and tailored reverse mortgage quote that aligns with your financial goals and needs.

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Why Do We Need Your Information To Provide A Quote?

  • Age is a factor. Keep in mind that one of the requirements of a reverse mortgage is that the borrower should be at least 55 years old. Additionally, age can affect the loan amount you qualify for.
  • The value of your primary residence is also a factor. Since a reverse mortgage converts home equity into cash, the amount of available equity is an important consideration. This means that an appraiser will look over the property to determine its fair market value. 
  • Finally, an assessment of the borrower’s financial situation will also be a factor. This is important because, while borrowers do not need to make monthly mortgage payments, they are still obligated to take care of all property charges including property taxes, homeowner’s insurance, any HOA payments, all maintenance costs, etc.

Reverse Mortgage Requirements

  • Age – As a borrower, you need to be at least 55 years old, though a non-borrowing spouse can be younger.
  • Ownership – In addition, you need to own the property which will be the subject of the reverse mortgage. This equity in the home is needed to qualify. With a reverse mortgage, you will remain the owner on title.
  • Residence – Finally, you need to live in the property as your primary residence a minimum of 183 days per calendar year.

Why Can’t I See My Quote Instantly?

  • Unlike typical mortgages, reverse mortgages involve much more specific data to get an accurate quote. We believe you deserve the most accurate quote possible, so we’ll call you with our best estimate based on the information in this form. 
seniors on a boat after getting their reverse mortgage quote

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