Some of our product highlights include:

• FHA 
• VA 
• Conventional (including high balance) 
• Jumbo Fixed and ARM 
• Renovation (including FHA 203k) 
• Reverse 
• Helocs/2nds DSCR
• Bridge Loans 
• DSCR
• Private Money/Hard Money
  
• Non-QM (including bank statement and Foreign National loans) 
• If there is a product you need and we don’t currently have it, we will get approved to offer it!

RLS has a team of experienced in-house Processors who will handle your loans from lender submission through closing – including issuing and following up on initial disclosures. Unless you prefer to be the main point of contact, your Sr. Processor will communicate directly with the borrower(s), Closing Agent, Title Company and Real Estate Agents to update them on status and obtain all conditions needed to close your loan. You will only be re-involved if a program, rate or fee question arises which needs your expertise. You can focus on originating loans – which is your highest and best use while being copied on status updates to your clients and referral partners with assurance that they are getting top notch communication and service! 

Reverse Loan Solutions is set up with a nationwide credit vendor. You will need to create your own sub-account under our company ID and set up direct payment of your credit report invoices. If you decide to pass the credit report fee on to the customer, your Processor will bill them through closing and RLS will include the credit report fee reimbursement in your commission check. 

To put it simply, we want you to ORIGINATE! With that in mind, we’ve built an experienced, structured operations team to support YOU and your business and allow you to focus on the thing you are best at – being a Loan Officer!   

Loan Officer Responsibilities:  

• We guide you through all the steps needed to build your business.  Use our creatives, or design and develop your own marketing, advertising and prospecting strategy (all marketing materials must show all required licensing and company logo information and must be approved by Amerifund’s marketing department before finalizing).
• Field all incoming leads and facilitate the loan application and supporting documentation. 
• Review your client applications/documentation to determine their qualifications and provide guidance on the best loan options. 
• Shop, price and lock your loans with one of our approved Wholesale Lenders. 
• Send the complete file to the disclosure team who will prepare and send your disclosures, follow up for receipt and if your file is complete they will send it straight into the processing department for submission to the lender.  
• No more chasing down conditions 
• No more follow ups with the lender for status 
• Spend your time doing what you love – networking, prospecting and originating loans!  

Our Loan Origination Software Quantum Reverse for reverse loans and Arive for forward loans. It is also our Point of Sale system! This makes the customer experience seamless as they can apply and upload documents not only at the start of the loan but throughout the process without having to create a separate system login or email things back and forth. The Arive and Quantum LOS licenses are included in your monthly tech fee. 

We use a customized CRM called AceCRM which has built in lead management automation to help you manage your database. This CRM is also included in your monthly tech fee.

Additional pricing and loan presentation tools are available at an additional cost.  

Concierge to walk you through your first 5 loans

LOA services

Amerifund Central (Internal hub for lender information, links, videos, training, and more)

Lender Spotlight

Reverse mortgage coaching

Exclusive active chat channels to support quick answers to loan scenarios

Mentor Program (one-on-one)

Our loan officers appreciate that we are transparent in pricing. You work directly off the investor’s rate sheet whether brokering or banking a loan. We are not one of those companies that boasts about large commission splits and payouts only to discover that they nickel and dime your net check so that your commission is no different that if they would have just been honest about the lower split to begin with. What you see is what you get. Our Loan Officers are empowered with high commission splits and can price their loans with either Lender or Borrower Paid compensation at their discretion based upon the needs of the client. No “prior approval” is required. Additionally, there are no layers of management each taking bps out of the pricing so you can’t be competitive.

• Complete in-house processing support from disclosures through closing
• Preferred pricing with a wide variety of lenders offering Conventional, FHA, VA, Jumbo, Reverse, Renovation, and Non QM loan options
• Opportunities for growth, including management and recruiting in multiple states
• Benefit with overrides for helping grow RLS/Amerifund. Receive a perpetual override for any loan officers you help bring aboard!
• Personalized page on our website with photo, bio, and link to your own loan application portal or quote form.

RLS does not currently sell or provide leads to Loan Originators. Instead, we provide comprehensive training, marketing support, and best-in-class technology to help you to build a sustainable business for years to come.

Absolutely, we’re here to help you grow your business as much as possible. If you want to expand your footprint into new states, we’re happy to help.

Yes! We have several branches that joined RLS or Amerifund as a team. Our “Powered By Amerifund” program means you can keep your current branding, while still enjoying the benefits of Amerifund and RLS such as our licensing footprint, internal processing, managed HR, and managed compliance.