Here at Reverse Loan Solutions, we take pride in our experience as leading California reverse mortgage lenders that allows us to provide tailored information and advice to our clients in Los Angeles, Ventura, Santa Barbara, and other parts of California. This is something that we have been doing since 1993.
We are a division of Hillhurst Mortgage, Inc., a company that has a long and successful track record in the industry, as can be seen by its many 5-Star reviews on sites such as Yelp, Facebook, Zillow, and Google. As reverse mortgage lenders, client satisfaction is of the utmost importance to us. We enjoy a reputation of achieving wonderful outcomes for our clients by being professional, reliable, and by always acting with integrity. Many of our reverse mortgage loan officers and staff have been with us for more than two decades, so our customers are able to harness this high-level of expertise and experience when they have come back to us time and again, and even referred their growing children and grandchildren to us for standard forward mortgages.
If you would like to learn more about what our reverse mortgage lenders can do for you, please give us a call. We can be reached at 800-791-5626, or you can send us an email through our online contact form. Our staff members have many years of experience in the reverse mortgage loan industry, and they would be happy to provide the personalized information that you need.
Our Reverse Mortgage Principals
Chief Executive Officer
Bradley Rice – Chief Executive Officer
Brad has been in the mortgage industry since 1993. After finishing college at California State University Northridge and earning his BS degree in Finance with a minor in Real Estate, he began his illustrious mortgage career. He started as a loan originator and eventually grew his own national mortgage company, licensed in 43 states and selling mortgage pools directly to Wall Street on the secondary market. Additionally, Brad has owned and operated a successful escrow company, real estate brokerage, and real estate investment group. Those that have had the opportunity to work with him, find this vast experience invaluable.
Brad Rice is a native Southern Californian. Born and raised in the San Fernando Valley, he relocated to Simi Valley when he got married in 1993. Brad, his wife Laura and their 3 children love to travel as a family. They enjoy water sports in the summer, frequenting Maui, traveling in their RV, and have also spent many years riding motorcycles in the desert in the winter.
Brad admits that his most valuable assets are his loyal clients, who have returned to him time and time again, and even referred their growing children to him. Brad considers it an honor that his clients continue to place their confidence in him helping them achieve their dreams of home ownership.
He also truly enjoys the people he works with. He considers them close friends having worked with some of them for more than two decades. You often hear him telling people, “two-thirds of your life is spent with your co-workers, you better like being with them”. This statement is a testament to who he is. He not only has an unwavering drive to succeed, but sincerely caring for others is part of his being. Growing his company and taking care of his employees is about the only thing Brad enjoys as much as making a valuable difference in his clients’ lives.
Douglas Smaldino – President
Doug’s success as a mortgage originator comes as no surprise to those who know him well. Going the extra mile is standard for him; he has made reliability his promise, and integrity his trademark. His commitment to putting the interests of his clients at the forefront of every transaction has earned him a loyal base of happy clients as well as a solid foundation of referral business within the Real Estate and Financial Services communities.
Doug has brought an element of professionalism to the mortgage industry as never seen before. His extensive background as a Certified Public Accountant (C.P.A.) and over 20 years of public accounting experience gives him a level of knowledge unattainable by the competition. Because of his vast knowledge in tax, finance and accounting, he truly understands how to consult with his clients and his clients’ advisors to structure a loan program that helps his clients achieve their overall financial goals.
Doug places a heavy emphasis on designing a personal financial plan for each individual client’s needs, be that the most sophisticated borrowers or the special needs of his first-time homebuyer clients. His knowledge of financing strategies, combined with his desire to tailor the best mortgage program available for unique needs, helps to make the loan process easy and smooth.
Doug grew up in the San Fernando Valley, graduated California State University Northridge with a Bachelor’s Degree in Accounting & Finance in 1989, and subsequently achieved his Certified Public Accountant License and Mortgage Loan Officer License in 1993. He loves to spend time with his wife Lisa and their two girls. You can often find him hiking in the mountains around Southern California or traveling to unique destinations across the seas for fun.
Additionally, Douglas fosters an atmosphere of enthusiasm, a spirit of dedication based on integrity, and places the highest regard for ethics which results in a dynamic, work hard, play hard culture within the walls of his company.
Doug always says he feels very fortunate that he has figured out his purpose in life. He makes a positive difference, adds value, and helps his clients live happier lives.
Our Experienced Reverse Mortgage Lenders and Staff
We are proud of the team of reverse mortgage lenders that we have assembled here at Reverse Loan Solutions. Here is a quick look at some of our staff and officers.
Mortgage Loan Officer
Eli Khoury – Mortgage Loan Officer
Eli Khoury joined Hillhurst Mortgage, Inc in 2010 with 14 years’ experience in the mortgage lending industry. He was no stranger to real estate or mortgages prior to Hillhurst Mortgage, Inc. Eli served as a Production Coordinator for a top producing loan origination team with CTX Mortgage where he learned the skills necessary to become a top producer himself.
Eli delivers a top-notch level of service to clients and agents alongside a strong commitment to honesty and sincerity. He prides himself on giving every client a sense of being both informed and serviced beyond expectations. Eli partners with everyone involved in the transaction so that his clients feel an underlying confidence in the team of Hillhurst Mortgage and in the Real Estate Agent with whom they are working.
Graduating in 2003 with a BS in Business Administration, Eli went on to obtain a California Bureau of Real Estate (CalBRE) License and a Nationwide Mortgaging Licensing System (NMLS) License as a Mortgage Loan Originator. Eli is passionate about taking the journey with his clients no matter whether this is their first home loan or their 10th. Many of Eli’s clients have become his lifelong friends. He especially enjoys helping his clients become home owners for the first time, watching their families grow, and being their ‘lender for life’.
Recently married, Eli enjoys spending time with family and friends, playing eighteen holes, fishing, hiking, bike riding and just plain relaxing at the beach for a day. But, rest assured, if you call him, Eli will answer the phone!
Mortgage Loan Officer
Alexis Andrews – Mortgage Loan Officer
Alexis Andrews grew up in Harvey, Louisiana, just a few miles over the bridge from New Orleans where he enjoyed the best homemade Filet Gumbo, Po Boys and Spaghetti! He attended Christian Brothers, a small private catholic school at a converted mansion in City Park. Raised by a Single Mother and part of a large influential Italian family who were in the concrete business, Alexis and his siblings spent a great deal of their childhood with their beloved Nicaraguan Nanny who taught them Spanish (a skill that serves Alexis and his clients well today).
Alexis studied Business Finance at the University of New Orleans before moving to California to help his Mother run her restaurant “Italia Espresso” and later Maria’s Italian Kitchen in West LA and the San Fernando Valley.
He obtained his Real Estate License and transitioned into the mortgage industry in 1997. Throughout his career, Alexis’ accomplishments include multiple top funding processor and/or loan officer awards and being named Employee of the Year at North American Mortgage Company in 2000.
In 2001 Alexis transitioned from an operations role into sales where he mastered the ability to find a lending solution to nearly every scenario. He was a Top Producer and Branch Manager from 2001-2006 at Seaward Mortgage Corp. Over the course of his 20 years in the industry, Alexis has closed over $500,000,000 in mortgage transactions with the bulk of his business built on referrals from satisfied clients and real estate agents. He looks forward to the next 20 years of serving clients and their families.
Mortgage Loan Officer
Mark Stone – Mortgage Loan Officer
A graduate of Defense Language Institute, Mark Stone served 3 years in the U.S. Army as Interrogator/Linguist from 1969 to 1971. After his departure from the service, Mark began his career as a Real Estate Broker.
In 1988 Mark founded a boutique mortgage brokerage called Richland Financial Services where he closed an estimated $35,000,000 in Real Estate loans for many satisfied clients.
Mark believes in making home financing easy and painless for his clients and every part of the loan process is geared to that end.
In addition to Conventional Financing Mark specializes in Reverse Mortgages for Seniors. He firmly believes that today’s FHA insured Reverse Mortgages can be as valuable as Social Security and Medicare to Seniors.
Mark (a Senior himself) understands the unique challenges that other Seniors experience and assists these clients in unwinding the complexities of Reverse Mortgages. Mark has helped to educate many homeowners on the mortgage process to determine which home loan option is appropriate for them.
Mark will never forget his first day of Fourth grade in which his Teacher had the following words written on the blackboard: “Reading is thinking with someone else’s mind"
Mark took those words to heart and to this day one of his great interests is reading. He estimates that he has read over 750 books over his lifetime with an average of 1 book per week. His literary interests are diverse and encompass everything from the Adventures of Superman, The Bible, Biographies, Commentaries, Mysteries of all kinds, Business, Self-Help, personal growth and motivation publications.
Mortgage Loan Officer
Christine Mittelstadt-Botke – Mortgage Loan Officer
Christine Mittelstadt is a licensed Mortgage Loan Originator with more than 25 years of experience in the mortgage processing and residential lending sector. Christine’s at hand knowledge about specific lender programs make her an expert at finding the best financing source for each of her client’s needs. She has spent years cultivating solid relationships with premium industry lenders and underwriters. Her dynamic reputation benefits every client by ensuring a smooth loan progression and closing. With Christine’s personal attention to detail and commitment to client satisfaction, she provides every client with top quality financial service. She truly does understand "the art of the transaction.”
Jamie Cavanaugh – Operations Manager
Jamie Cavanaugh is a Mortgage Operations Manager with over 20 years of experience working with Home Buyers, Home Owners and Realtors to provide a world class home financing experience for everyone involved in a transaction.
Prior to coming aboard at Hillhurst Mortgage, Inc. Jamie was on the Executive Management teams of companies including Countrywide, Bank of America, Prospect Mortgage and Mortgage Corporation of America, Inc. Her industry knowledge encompasses every facet of a mortgage loan from origination through post-closing.
Jamie holds an active California BRE sales license and is a Sponsored NMLS Mortgage Loan Originator. She is also an active commissioned California Notary Public and has earned the designation of being an FHA DE Certified Mortgage Loan Underwriter.
Jamie understands that home purchasing and refinancing are often the largest monetary commitments that people make in their lifetime. She believes in honesty, integrity and communication. Clients close escrow having been personally walked through every step of the process and are left with a sense of both confidence and clarity on their loan terms. She also knows that a client’s needs don’t end at the closing table. She remains available to clients for all their future financing questions and needs.
In her free time, Jamie enjoys spending time with her husband Drew and daughters Haylie and Charlotte hiking, bicycling and camping.
Angela Wyckoff – Loan Partner
Angela Wyckoff is a Loan Officer Assistant with over 18 years in the mortgage industry under her belt. She started as a borrower and ended up working for the very lender that closed on her home loan shortly after moving in.
Prior to coming aboard at Hillhurst Mortgage, Inc. Angela has managed teams within companies including Bank of America and PennyMac. She has worked on both sides of the transaction and knows how to present the best loan package to the prospective lender to ensure a smooth and seamless loan experience. Angela always has her client’s best interests in mind and is committed to helping them navigate through the wild ride of home ownership.
Angela is a loving wife to David and mother to Allyson and Hudson. Her interests include classic cars and making personalized clothing.
Senior Loan Processor
Gina Gooding – Senior Loan Processor
Gina Gooding is a Senior Loan Processor with over 30 years of experience in the mortgage/real estate industry. Over the course of her career Gina has developed an extensive background as an Escrow Manager, a Senior Loan Processor, a Notary Public, a Real Estate Agent Assistant and a Post-Closing Manager with several large banking institutions. It is this vast knowledge that gives Gina the unique ability to understand all avenues of the real estate transaction. Clients who work with Gina benefit from her expertise by enjoying a seamless loan process combined with excellent customer service.
Gina is the past President of the Simi Valley Girls Softball League and an avid volunteer. She and her husband Matt are both animal lovers who enjoy hiking, camping, concerts and participating in their daughter Jessica’s Equestrian activities.
Senior Loan Processor
Anita Hubbard – Senior Loan Processor
Anita Hubbard is a Sr. Loan Processor and licensed Mortgage Loan Officer who has worked in the lending industry since 1980.
Anita truly enjoys helping clients achieve their financial goals as it pertains to real estate and especially loves helping first -time home buyers realize the dream of homeownership!
When she isn’t busy helping clients, Anita enjoys her second home in the mountains. Over the years Anita has hiked thousands of miles of local trails in the Santa Monica Mountain range, and in recent years summited Mt. Baldy, Mt. Whitney, and Kilimanjaro in Tanzania!
Junior Loan Processor
Shannon Gruetzmacher – Junior Loan Processor
Shannon Gruetzmacher is a Junior Loan Processor with over 13 years of experience in the mortgage industry. She is an integral part of the client and agent experience supporting our busiest Processing teams.
Shannon is extremely dedicated to our clients and enjoys interacting with them to answer questions, guide them through the loan process and ultimately help them to close their home loans.
Outside of working at Hillhurst Mortgage, Shannon enjoys spending time with her family. She has two beautiful daughters, Kayleigh and Shelby, with her husband Jason. They enjoy camping, hiking and going to the beach as often as they can.
Director of First Impressions
Angela Smaldino – Director of First Impressions
Angela Smaldino is our Director of First Impressions. She has had a lifetime of experience helping to build loyal client relationships for several successful businesses. Angela enjoys running our front desk in the Los Feliz office which is right in the same neighborhood where she was born and still resides. Angela considers Hillhurst Mortgage, Inc. the ‘dream team’ and her contributions to our success are a big part of the reason we are renowned as a reputable company that truly does help our clients’ dreams come true.
Learn More About Reverse Mortgage Lenders
For more information about our regarding reverse mortgage lenders and to learn more about the products and services we offer, get in touch with us online or by phone at 800-791-5626. Our dedicated staff is happy to answer any of your questions about the reverse mortgage loan process.